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Edward Jones is a more than satisfactory brokerage firm and its brokered certificates of deposit are offering some fairly competitive yields on short-term and mid-range CDs. Edward Jones allows you to make quick and easy deposits into your account(s) and transfer funds electronically. The firm built its seven-million-strong clientele by placing locations throughout the U.S. and Canada. It ranges from 0.5% to 1.35% the higher the asset value, the . Money market funds offered at Edward Jones, and most other brokerage firms, are not money market accounts. 0000027149 00000 n Edward Jones Money Market Fund - Investment Shares (JNSXX) Stock Price, News, Quote & History - Yahoo Finance U.S. markets close in 5 hours 23 minutes S&P 500 3,958.13 -12.02(-.30%) Dow 30. Weekly Stock List Stocks fell sharply in 3Q 2022, with the S&P 500 down more than 5. Edward Jones reviews and complaints Edward Jones's feedback is few and far between and mostly negative. Edward Jones attempts to be the "advisor next door." 0000029128 00000 n The Annuity Expert is not associated with a bank or credit union. For this you will have to go to a local office and fill out the paperwork. Transactions and withdrawals are unlimited, unlike money market accounts. crAC[*9g9r;jOEl[L-Ve6B[60t,jUko]n61,[&Z&>=[ Let's find out with a complimentary consultation. The Edward Jones Investment Policy Committee offers its viewpoints on the U.S. economy, stocks, the bond market, international markets and asset classes, as well as a special topic of interest to investors each quarter. A benefit of Edward Jones brokered CDs is that they dont have early withdrawal penalties. Edward Jones Money Market Fund Portfolio as of October 31, 2022 Current Net Assets - $ 29,566,282,509 Weighted Average Maturity: 22 days Weighted Average Life: 105 days Credit Rating: AAAm STANDARD & POOR'S Principal Amount Final Maturity 75,000,000 11/03/22 There is no minimum amount you have to deposit to start earning interest with this money market account. Dividends may be increased, decreased or eliminated at any time without notice. "Expectations for Capital Market Returns.". In 2004, the firm faced allegations that it hadn't disclosed conflicts of interest. The home health sector is one of the canaries in the coal mine of the effects of an aging population. When it comes to eldercare, help is wanted but workers are scarce. %%EOF He is a professor of economics and has raised more than $4.5 billion in investment capital. Synchrony High Yield Savings Account Now 2.45% APY! Log in to see them here or sign up to get started. Meanwhile, in the bond space, short term and long-term government bond yields have moved notably higher in recent weeks, with the 2-year Treasury yield approaching decade highs1. Full-Service Investor Satisfaction Study, Understanding the Key Pitfalls Investors Make, and How to Avoid Them. 0000014573 00000 n The Fed pausing rate increases could also bring some stability to rising bond yields, which may support better fixed income performance overall. This browser is no longer supported at MarketWatch. In fact, we saw just this past week that unit labor cost data for the fourth quarter came in at 3.2% annualized, well above expectations for a 1.6% growth rate, further evidence that wage gains have yet to meaningfully ease. 0 0000002322 00000 n In this report, you will find performance . This chart shows the value of staying invested in the S&P 500, while missing the best days reduces your total return dramatically. Provincial Bonds The highest percentage is a one-year certificate, which has a 4.7% interest rate. Still, you can write checks on a money market account, and some accounts offer debit cards. Stay up to date on your investments with the latest stock market news. 0000015782 00000 n our process. 0000018636 00000 n Create a list of the investments you want to track. Required fields are marked *. Again, all your IRAs are combined for . . EDWARD JONES MONEY MARKET FUND . In particular, services inflation driven by a strong labor market and higher wage gains continues to exceed expectations and keep inflation elevated. 0000005743 00000 n As of 02/25/2023. Important information regarding your accounts with Edward Jones. 0000016478 00000 n You can enroll in online bill pay and link a direct deposit to one or more of your savings or investment accounts. Edward Jones focuses on consulting with its investment clients, offering personalized advice, but this approach comes with a cost, in the form of higher fees. endstream endobj 200 0 obj <> endobj 201 0 obj <> endobj 202 0 obj <> endobj 203 0 obj <>/Font<>/ProcSet[/PDF/Text]/Properties<>/ExtGState<>>> endobj 204 0 obj [/Separation/PANTONE#205535#20C/DeviceCMYK 213 0 R] endobj 205 0 obj [/Separation/PANTONE#20116#20C/DeviceCMYK 215 0 R] endobj 206 0 obj [/Separation/PANTONE#205535#20C/DeviceCMYK 214 0 R] endobj 207 0 obj <> endobj 208 0 obj <>stream Edward Jones offers fiduciary services, but you shouldn't assume that your service has a fiduciary obligation unless the plan explicitly says so. by Susan V, 1/5/2023. Investors should consider their willingness to keep investing when share prices are declining. Les schwab is very fast paced. These funds have various pay structures through mutual fund share classes. My agent is responsive. The Balance uses only high-quality sources, including peer-reviewed studies, to support the facts within our articles. startxref You should consider the investment objective, risks, and charges and expenses carefully before investing. On top of that, the cash in a money market fund may be used to invest in CDs or other short-term investments, but deposits into these funds are not FDIC insured. Privacy Policy. * 4-day performance ending on Thursday. Cookie Notice (). Specific terms about this Edward Jones 1 year CD. To open a brokered CD with Edward Jones, youll first need to set up a brokerage account with them if you dont have one already. 0000001349 00000 n Sure, a full service investment firm has higher fees than robot firms. A 2021 J.D. In our view, some of the structural issues that were created during the pandemic period, including higher household savings rates, workers leaving the labor force, and pent-up demand for services, have contributed to the tight labor market and record-low unemployment rates. To give these offers some context, the current national average for a 12 month CD and a 60 month CD sit at 1.36% APY and 1.26% APY, respectively, according to recent FDIC data. 0000000016 00000 n Annual Fee ($40) With VTSMX, the only fee you'll pay is the very low expense ratio on the fund itself. The services offered within this site are available exclusively through our U.S. financial advisors. Talk with your advisor about cash and cash equivalents available for you to invest in with your money market fundthis will vary. They claimed the firm had "pressured itsmore than 16,000 brokers to switch their largely middle-income brokerage customers from commission accounts into advisory accounts that charge as much as 2% of assets annually." CD Rates Forecast 2022 Will Rates Go Up in October and November? 0000006250 00000 n Open an account Overview Premium Savings Account Bank Yields Max-Rate Checking Additional Services Bank Rates Sheet 1. 0000001136 00000 n Table of Contents. 11 12 Methodology Baxter Credit Union CD Rates Up to 3.50% APY! Find your financial advisor today Your Edward Jones financial advisor can provide a prospectus, which should be read carefully before investing. A fee is charged when you invest with Edward Jones and the amount depends on the type of financial product you purchase. hb``c``ig `T, !W\.XP0oG-O . Earn a high yield on your money and get the flexibility of making up to six withdrawals or transfers per month. 0000028305 00000 n MemberSIPC. Rather, this is Edward Jones perspective on market and economic topics, designed to help you make decisions affecting your long-term financial strategy. Edward Jones doesn't invest client assets in only no-load funds, which may be better for investors than load funds that have sales charges. xref 0000005919 00000 n hms6>+sv2` lJvqV+itL . This chart shows that the inflation rate and the Fed Funds rate have started to converge as inflation eases and the Fed Funds rate increases. Edward Jones provides money-saving products, including competitive CD rates, money market accounts, and savings accounts. Investors should understand the risks involved in owning investments, including interest rate risk, credit risk and market risk. Edward Jones All transactional brokerage accounts are subject to commissions when you buy and sell particular investments. What it will take to get a contrarian buy signal for gold, Bombay Sapphire ups the lemony flavor in this elegant, refreshing addition to its gin lineup, An orphan at 65: setting new priorities after the loss of your parents, Mortgage rates fall sharply as trade concerns mount but many would-be borrowers are likely to miss out. The Fed would like to see this figure trend lower to around 3.5%, which would support their overall 2.0% inflation target. The S&P 500 is unmanaged and cannot be invested in directly. Please refer to the fund's prospectus for further information. The following banks and credit unions have the highest CD rates for 48 months. Edward Jones makes money through a variety of fees on its plans and services. You can find out more about our use, change your default settings, and withdraw your consent at any time with effect for the future by visiting Cookies Settings, which can also be found in the footer of the site. 0000001006 00000 n Money market accounts are federally insured by the National Credit Union Administration (NCUA), a federal government agency. %%EOF Edward Jones provides money-saving products, including competitive CD rates, money market accounts, and savings accounts. There is no annual fee and you can write up to 120 checks per year free of charge. Money Market Accounts Save with your cash close at hand. Power. Daily Weekly Daily Weekly The Fund seeks stability of principal and current income consistent with stability of principal. On the positive side, these money market funds make withdrawing and using money simple because they allow you to write unlimited checks and use a Visa debit card. 0000003877 00000 n If you open a new CD with Edward Jones you will not have to pay any commission fees. xb```f``a`O1 8->D'ltn 0000018288 00000 n Copyright 2023 MarketWatch, Inc. All rights reserved. They can be front-load funds, back-load funds, or load-waived funds with 12b-1 fees. APY GUY strives to keep its information as accurate and up to date as possible. startxref Power study ranked Edward Jones above average in overall investor satisfaction, with customers praising the firm's people, products, and fees. The following banks and credit unions have the highest CD rates for three months. 0000000816 00000 n 0000027044 00000 n 0000012798 00000 n We aim to help you find the highest interest rates for your retirement savings. 25+ Best Debit Cards for Kids & Teens [December, 2022], Best Bank Promotions & Cash Bonuses for 2022, Top 8 Real Estate Crowdfunding Platforms for 2022, Yieldstreet Review 2022 9.71% Avg Annual Returns, Fundrise Review: Compare Annual Returns vs Competitors, Edward Jones Brokered CDs Account Details, How to Purchase a CD Through Edward Jones, Additional Deposit Accounts Offered Through Edward Jones, Edward Jones Flex Funds Account (Cash Management Account), Navy Federal Credit Union CDs and Savings, Connexus Credit Union CDs and Money Market, 12 Alternatives to CDs and Savings Accounts. 0000002459 00000 n Edward Jones charges differently depending on what services you use: It charges a commission on trades up to 2.5% of the principal amount or a minimum of $50 per trade. MemberSIPC. Many people have and will turn to U-haul to store possessions and to rent vehicles when moving into a new home. Edward Jones Reviews. About Us. 2. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Im a licensed financial professional focusing on annuities and insurance for more than a decade. Privacy Notice | The FDIC also offers insurance protection up to $250,000 for traditional or Roth IRA accounts. The Fed moving to the sidelines: Given ongoing inflationary pressures, market expectations for Fed rate hikes have notably increased since the start of the year. Aggregate Bond ETF. Edward Jones does not charge commissions or fees on the purchase or sale of money market mutual funds. 0000011638 00000 n Citizens Access Online Savings Account 2.35% APY! Nonetheless, we would expect the Fed to pause rate hikes by mid-2023, especially given that interest rate increases have a lag impact on the real economy and consumption. Are Edward Jones brokered deposits worth considering? Savings accounts maintained in different rights, capacities or forms of ownership may each be separately insured up to $250,000. Edward Jones. There are currently no items in this Watchlist. 4uHZW9:]4{a%9%N--..'WE.]EKU -<3-::"@#Y )C*X7P_ 0000001941 00000 n Source: S&P 500, past performance is not a guarantee of future returns. Santander Bank CD Rates Now up to 4.00% APY! Disclaimer: This is a review. After a strong start to the year, market volatility in both stocks and bonds seems to have returned. Read More Popular CD Rates Today 3-Month CD Rates The following banks and credit unions have the highest CD rates for three months. Visit a quote page and your recently viewed tickers will be displayed here. 0000001753 00000 n Please note that not all of the investments and services mentioned are available in every state. It takes a personal approach to investing by connecting clients with advisors nearby and fostering strong relationships. 0000009998 00000 n Intraday data delayed at least 15 minutes or per exchange requirements. 0000005330 00000 n Edward Jones. Edward Jones (EJ) is a full-service investment brokerage firm. Bank anytime anywhere Imagine a bank that never closes. This is true of most brokered CDs as they require an immediate distribution of interest. Market news is everywhere - but what does it all mean for you, and how should you react? You can see what commission they take in the trade confirmation. Full-Service Investor Satisfaction Study. Am I obligated to pay? The management fee (also referred to as the "program fee") begins at 1.35% for an investment of $250,000. Charles Schwab CD Rates Now up to 5.30% APY! provides distribution and shareholder accounting services for the Fund. The prospectus contains this and other information. The product is bank/thift issued and is FDIC insured. hXnG}ql Rd"x~OUuC^AD3]]S}qCbyzR?~?v3}wQ! |(mow 7fZT'=?0nfwe%^?'-Yffk]Wqj||u]LYyt3YJmwrUL Given the recent strength in the labor market, we would expect the Fed to raise rates at least twice more, in 0.25% increments, but a third or fourth rate-hike in our view will be largely dependent on the incoming jobs and inflation data. FactSet, EdwardJones calculations. This site is designed for U.S. residents only. Systematic investing does not guarantee a profit or protect against loss. It holds a 1.62 out of 5-star rating with the BBB based on 21 reviews as of February 2022. Edward Jones money market funds are available as investment shares and retirement shares - both of these taxable options. 0000000016 00000 n Other than perhaps the 10 year CD currently offered through Edward Jones, higher yields can be found directly through online banks and credit unions. Equities rise as rally in yields pauses - Stocks added to yesterday's gains, as pressures from higher bond yields and a higher dollar eased to end the week. Send an email to hello@apyguy.com with the name of the institution, rate (APY) and type of product. Find the highest interest rates for your savings ranging from 3 months to 5 years. Terms Of Use. Now he wants his money back. We would recommend using periods of volatility to diversify or rebalance portfolios as needed, and ultimately add quality investments at better prices with an eye towards staying invested to meet or exceed long-term financial goals. ", GovInfo. Have Watchlists? 2. The "reverse churning" case was initially dismissed, but that decision was reversed on appeal. 0000028534 00000 n 0000005910 00000 n As the FED continues to raise rates in 2023, we expect Edward Joness brokered CD rates to remain competitive. These aren't short-term predictions. 0000027839 00000 n Edward Jones Stock and ETF Commissions 1. Money Market Fund fees Fees and expenses Edward Jones does not charge commissions or fees on the purchase or sale of money market mutual funds. In addition to its extensive suite of investment products and brokered CDs, this firm also offers money market funds and a cash management account. Find the highest interest rates for your savings ranging from 3 months to 10 years, all in one place. Mona Mahajan is responsible for developing and communicating the firm's macroeconomic and financial market views. 0000028032 00000 n 0000002528 00000 n Source: Factset 03/03/2023. Edward Jones points out that the average investment portfolio would have gained 8.8% over the last 30 years, and it projects a balanced portfolio will see between 4.5% and 6.5% growth when taking historical averages and market conditions into account. 0000008493 00000 n Your financial advisor can go through the details about how to strategize saving and investing with this account, but you have a lot of options and flexibility overall with a product like this. Edward Jones' U.S. financial advisors may only conduct business with residents of the states for which they are properly registered. 0000014637 00000 n 1 Government: Fidelity Government Money Market Fund ( SPAXX) 2 As soon as your initial deposit clears, you are free to buy a new CD or a secondary CD through your Edward Jones broker. The firm profits from brokerage accounts through trade commissions. Founded in 1922, Edward Jones scores surprisingly well in customer satisfaction18 points over the industry average, according to a J.D. Money Market Fund Prospectus June 28, 2022 INVESTMENT SHARES (TICKER JNSXX) RETIREMENT SHARES (TICKER JRSXX) . The terms of your personal CD will tell you how often the interest on your account is credited and where. We independently research, test, review, and recommend the best 0000006985 00000 n Advising fees are as follows. When evaluating offers viewed on APYGUY.com, please read the financial institutions Terms and Conditions. We researched Edward Jones's history, investment philosophy, and current and previous offerings to develop a comprehensive review of the company. MemberSIPC. However, fixed annuities are sold at most financial institutions. Interview potential advisors, learn about their investment philosophy, and ask how they get paid. Instead Edward Jones purchases a CD for you from one or many different banks in partnership with this firm. Table Of Contents Compare Edward Jones CD Rates With Other Banks Popular CD Rates Today Next Steps Our editorial staff will confirm the product, rate and APY (annual percentage yield) with the institution and publish it immediately for our viewers. 0000028424 00000 n %PDF-1.7 % The other rates are: 4.35% for three months 4.5% for six months 4.6% for nine months 4.65% for 18 months 4.5% for two years Statement of additional information (PDF). to an annual rate of 0.72% of the average daily net assets of the Fund's Investment . 0000015699 00000 n People often make these mistakes when emotions interfere with their investment strategies. The TruPartner Credit Union Money Market account may be the perfect way to get a higher return on your money than a savings account without locking your money up in a Share Certificate. 0000027646 00000 n This is for informational purposes only and should not be interpreted as specific investment advice. 0000004751 00000 n If you buy something through our links, we may earn a commission. Also it is 1.75 % lower than the highest rate 2.60 Updated Mar, 2022. on Edward Jones's secure website. The most important of these being that you do not open or manage brokered CDs yourself. Current Rates | Edward Jones Current Rates Our latest rates for certificates of deposit (CDs), bonds and other investments and loans. In addition, historically the Fed tends not to pause rate hikes until it is at or above the rate of inflation, and with a fed funds rate potentially approaching 5.5% and core inflation around 5.6%, we are certainly getting closer to what may be an upper range for the Fed. %%EOF trailer Historical and current end-of-day data provided by FACTSET. Franlin Dynatech Fund CL R6 (MM) (FDTRX) stock price, charts, trades & the US's most popular discussion forums. Her background includes equity and fixed income analysis, global investment strategy and portfolio management. The following banks and credit unions have the highest CD rates for 36 months. No APY minimum balance. Please note that 30 month, 7 year and 10 year CDs are not available at this time. She regularly appears on CNBC and Bloomberg TV, and in The Wall Street Journal and Barrons. The choice to invest with Edward Jones is based on location. hbbd``b` @ H$ @HD Nonetheless, markets tend to be forward looking and will likely start to look through this trough period and toward a recovery ahead. !z?FmPeBHFfl(8|Y6#uJ{4(8Hy2S* :*L*e;@Q8|3;pv@'DRswf2Lz@BN"cU'D3U,+:T[k`^8&apGTL!w*vH\vQd*"bs1 Market indexes are unmanaged and cannot be invested into directly and are not meant to depict an actual investment. Currently the dividend is listed at $4. 0000015938 00000 n She meets with us as often as we want and explains the market and best investment strategies in detail. 0000005392 00000 n ", AdvisorHub. This account is insured up to $1.5 million leveraging multiple banks $250,000 FDIC deposit insurance using the Bank Sweep Program.. Edward Jones is a member of SIPC and deposit products with this firm are insured up to $250,000 per depositor. The wheels came off our relationship: My ex-boyfriend paid $2,000 for a vacation. <]>> These investments include repurchase agreements collateralized fully by U.S. Treasury and government agency securities. 7 Steps for Finding the Best Financial Advisor, Your Guide to Understanding the Basics of Mutual Fund Fees, Basics on Mutual Fund Fees, Loads, and Expenses, Learn Which Mutual Fund Share Class Is Best, Edward Jones to Pay $75 Million to Settle Revenue Sharing Charges, Edward Jones Sued for Shuttling Customers to Fee Accounts, 18-714 - Anderson et al v. Edward D. Jones & Co., L.P. et al, 2022 U.S. Copyright 2023 Edward Jones. While this has been a meaningful downward revision, we believe earning forecasts for this year may continue to fall, perhaps slightly into negative territory, especially if an economic slowdown materializes in the back half of this year. On top of that, the actual CD isnt technically a product of Edward Jones at all. September 2022 (PDF) August 2022 (PDF) Link to N-MFP: sec.gov Edward Jones owns directly or indirectly 100% of the investment adviser to the Edward Jones Money Market Fund. Summary prospectus (PDF)Prospectus (PDF)Statement of additional information (PDF), Investment shares (PDF)Retirement shares (PDF), Annual Report (PDF)Semi-Annual Report (PDF), January 2023 (PDF)December 2022 (PDF)November 2022 (PDF)October 2022 (PDF)September 2022 (PDF)August 2022 (PDF)Link to N-MFP: sec.gov. The numbers you need to know are all here. The national average for fee-based advisors is just over 1% of assets. 0000010198 00000 n Bonds represented by the iShares Core U.S. Intraday Data provided by FACTSET and subject to terms of use. Fixed annuities are almost identical to Certificates of Deposit (CDs) accounts and provide higher interest rates and penalty-free withdrawals for income. Edward Jones owns directly or indirectly 100% of the investment adviser to the Edward Jones Money Market Fund. Any financial products or services represented or discussed on this website are without warranty. 226 0 obj <> endobj Edward Jones' U.S. financial advisors may only conduct business with residents of the states for which they are properly registered. Total commission may vary for trades executed over multiple days and is added to a $4.95 transaction fee per trade. Compare company ratings Compare management, culture and compensation ratings for Charles Schwab and Edward Jones. We may receive a small referral fee if you purchase something using a link in this article. While we would expect market volatility to continue near-term, we are also watching for key inflection points this year that may indicate the early innings of a more sustainable rally ahead. Edward Jones' U.S. financial advisors may only conduct business with residents of the states for which they are properly registered. Brokered CDs with Edward Jones do not automatically renew. Edward Jones' U.S. financial advisors may only conduct business with residents of the states for which they are properly registered. My former role was training financial advisors, including for a Fortune Global 500 insurance company. Despite markets moving higher last week, the S&P 500 year-to-date returns have gone from 9.0% earlier in the year, to around 4.5% now, about a 5% correction from recent highs. JPlce`6M5&*68]v:54=oiF 2\`> 7 -&u7 | My goal is to help you take the guesswork out of retirement planning or find the best insurance coverage at the cheapest rates for you. This site is designed for U.S. residents only. Fidelity offers government, prime, and municipal (or tax-exempt) money market funds, and is an industry leader, managing over $800 billion in total money market assets. The Weekly Market Update is published every Friday, after market close. Edward Jones Money Market Fund;Investment Watch list Last Updated: Feb 24, 2023 $ 1.00 0.00 0.00% Previous Close $1.00 Advanced Charting Partner Center Your Watchlists Customize MarketWatch. Also note, interest earned on Edward Jones CDs does not compound. 0000026986 00000 n They will provide you with a prospectus to look over and discuss your options with you before you make any decisions. Get help from a licensed financial professional. 0000001173 00000 n Robert Kelly is managing director of XTS Energy LLC, and has more than three decades of experience as a business executive. The Fund seeks stability of principal and current income consistent with stability of principal. The following resources also contain information related to the Edward Jones money market funds: For future updates and changes or for a full listing of the fees and payments Edward Jones receives in connection with individual mutual funds, equity transactions, fixed income transaction and insurance and annuities please visit this website at regular intervals. For example, if you open a 5 year deposit and need the funds after year 2, during which time interest rates have risen considerably, you may have a tough time selling your deposit for your full purchase price. CEO approval 87 % approve of Walt Bettinger's performance 84 % approve of Penny Pennington's performance Salary satisfaction 64 % Instead, they broker or re-sell a range of deposits from other banking institutions. ", Edward Jones. Figure 2. 0000027340 00000 n 0000002152 00000 n It was founded in 1922 and has its headquarters in Saint Louis, Missouri. Because money market funds are mutual funds with cash access, they do not guarantee that you will receive a full return on your principal. Please refer to the fund's prospectus for further information. While the information is believed to be accurate, it is not guaranteed and is subject to change without notice. Because Edward Jones is a brokerage firm and not an actual bank they dont sell their own CDs. My $4,000 has $4,000 worth of buying power. xref EDWARD JONES MONEY MARKET FUND (THE "FUND") Supplement dated November 2, 2022 . Tram Tour Rates: Adults (13-61) for $25 & Seniors (62+) for $19 & Children (3-12) for $12. This information may be different than what you see at a bank, credit union or other financial institution. "Edward Jones to Pay $75 Million to Settle Revenue Sharing Charges. endstream endobj startxref The following banks and credit unions have the highest CD rates for six months. However, customer complaints frequently center on difficulties accessing funds and receiving company support. Compare revenue, industry and employee numbers for Charles Schwab and Edward Jones. Second, you can spread your funds into multiple banks with Edward Jones as your broker. Market forecasts now call for three additional rate hikes in 2023 (in the March, May and June FOMC meetings), which would bring the fed funds rate to around 5.5%. The first page of the rate PDF only includes FDIC-insured options. The following banks and credit unions have the highest CD rates for 60 months. The three conditions outlined above inflation moving lower, the Fed pausing rate hikes, and earnings revisions bottoming we see occurring as the year progresses and may support better market conditions for investors. You will be charged a $3 monthly maintenance fee for retirement share class money market funds with balances below $1,500 and a $3 monthly maintenance fee for investment share class money market funds with balances below $2,500. You will be charged a $3 monthly maintenance fee for retirement share class money market funds with balances below $1,500 and a $3 monthly maintenance fee for investment share class money market funds with balances below $2,500. For further information regarding the Edward Jones Money Market Fund, please refer to . The Fund's sponsor has no legal obligation to provide financial support to the Fund, and you should not expect that the sponsor will provide financial support to the Fund at any time. Schwab also offers more than 4,000 no-load funds and 2,000 commission-free ETFs. For the best MarketWatch.com experience, please update to a modern browser.