Savings Account and is paid quarterly. You need a bank account to open aDiscover it Secured Credit Card, so if you choose it over the Brinks Prepaid, it may be helpful to open a Discover banking account. After qualifying, Monthly Plan Cardholders will receive the Reduced Monthly Plan Fee of $5 on their next Plan Fee assessment date. Fraud prevention Unfortunately, your balance will be constantly nibbled into by the cast of fees that usually come with even the best prepaid cards. Use your card for signature purchase transactions then redeem those points for cash back on your Card Account.4, Add check funds to your Brink's Prepaid Mastercard with the mobile app.5, Checks subject to approval. PayPal's prepaid MasterCard charges $4.95 per month for unlimited purchases. However, Visa cards tend to offer more perks on base cards than Mastercard credit cards, and the Brinks Prepaid is also missing the Netspends virtual card number and additional savings account banking options. As soon as you do, you are eligible for our Reduced Monthly Plan (just $5 per month compared to $9.95)5, 1IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, Your wireless carrier may charge a fee for message and data usage. $3.00 per transfer. The owner of this website may be compensated in exchange for featured placement of certain Adding money to your Brink's Money Prepaid Mastercard is convenient. What bank is Brinks all access? These are variable rates and may change $10 purchase cushion offered at the bank's discretion to cover overdrafts. $3.00 per withdrawal. 1 See your Cardholder Agreement for details. The maximum allowable savings account balance is $5,000. Release Summary. See below for Official Rules & complete details. Is Brinks better than ADT? Besides its laundry list of fees, a few other key considerations deserve your attention before choosing the Brinks Prepaid. Do Private Student Loans Have a Statute of Limitations? A Red Ventures company. Prepaid cards operate like debit cards in that you cant spend beyond your cards balance. Prepaid cards arent the best rewards pairing material, but co-branded prepaid cards like the Walmart MoneyCard Visa with Cashback Rewards might supply you with a higher-grade source of rewards if you frequently shop at specific retailers. The maximum balance you can have on Brink's Prepaid Mastercard is $15,000. You can see a full range of options, including Automated Clearing House (ACH) Payments and MoneyGram, Visit any of the over 130,000 reload locations in the. 3 Fee may be assessed by reload location and may vary from location to location. You do have the card in your possession, correct? Call our automated, toll-free number 1 now = new Date(); Plus, the app is optimized for . For one, setting up direct deposits with the Brinks card means funds are available up to 2 days earlier than with a bank. Fee applies if there are funds in the Card Account and the Card Account has had no activity, i.e., no purchases; no cash withdrawals; no load transactions; and no Balance Inquiry Fee for ninety (90) days. If your identity is partially verified, full use of the Card Account will Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. All other trademarks and service marks belong to their owners. With Brink's Direct Deposit, you can get paid faster than a paper check. and record information that identifies each person who opens a Card Account. Brink's (NYSE: BCO) is based in Richmond Virginia, and is a global leader in security-related services for banks, financial institutions, mines, retailers, diamond and jewelry industries, pharmaceuticals, and a variety of other commercial Clear the combination-lock tumblers by rotating the dial clockwise several times. calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly. Ongoing rewards program boosts its long-term value, 130,000+ locations in the Netspend reload network, Pay-as-you-go plan offers flexibility with individual purchase fees instead of monthly fees, Shares valuable Netspend benefits, like a $10 courtesy cushion, Long list of fees make pay-as-you-go expensive, Nearly identical to the Netspend Visa Prepaid Card, Doesnt build credit and no additional security measures with Brinks. document.write(theYear); The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Keep in mind that if you want access to credit quickly, the Self Credit Builder Account with Secured Visa is not the path you should take. Netspend is a registered agent of Republic Bank & Trust Company. If custom card is lost, stolen, or damaged, any request for: (a) a replacement For more than 160 years, Brink's has secured billions of dollars and other important assets. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. Use of Card Account also subject When you open a Self account, a loan is placed into a certificate of deposit, which you must pay back. money on your Card via Western Union Money Transfer. How To Get a Personal Loan With Fair Credit, How to Use a Personal Loan to Build Credit. The Brink's Prepaid Mastercard provides cardholders with an easy way to pay and manage money prior to opening a credit card or secured card account. Starts 2/1/21. Program sponsor: Netspend Corporation. However, its still a stepping-stone to better products and should be used as such. Use of Card Account also subject Prepaid cards only allow you to spend money already in your account. This is a third-party fee and is subject to change. Save time don't wait in line to cash your check, Save money don't pay fees to cash your checks, Access to a Savings Account up to a 5.00% APY. Fee is determined and assessed by operator of Netspend Reload Network up to the coverage limit, currently $250,000.00. The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. You can add money to your Brink's Card from an existing bank account or from another Brink's Card. Load your Card Account the way you want: At one of our 130,000 reload locations, Access your Card Account with our Online Account Center, mobile apps and Anytime Alerts. All checks are subject to approval for funding in Ingo Money's sole discretion. No Minimum Balance, No Late Fees - because this is not a credit card Rebekah holds a bachelors degree with a double major in Communication and English. Brink's, Incorporated operates in the State of Texas under DPS License C00550 If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. What KInd Of Credit Do You Need For An Auto Loan? Instead, you might want to focus on earning a higher credit score with your card if you have less-than-perfect credit. What Are The Different Types of Life Insurance? Bankrate follows a strict editorial policy, so you can trust that were putting your interests first. Which Account Fits You Best? In fact, its missing Netspends virtual card number benefit for safer online shopping. Order a Brink's Money Prepaid Mastercard and get the peace of mind you deserve. It's secure, fast, and free. These are promotional rates and may change without notice pursuant to applicable law. Avoid These Costly Mistakes, Compare Specialty Homeowners Insurance Reviews, Expert Strategies to Invest in Real Estate, How To Start Investing with $1,000 or Less, Investment Strategies to Start Building Wealth, Finding the Right Investor for Your Startup, Strategies On Increasing Your Current Income, How To Manage Your Personal Finances Successfully, Retirement Savings: Making Up for Lost Time. When it comes to rewards cards centered around cash back on everyday purchases, you typically want your points to be worth at least 1 cent apiece for a 1 percent cash return. These are some of the most common fees associated with the use of your Card. 6 Payback Rewards is an optional program. (Residents of the State of Vermont are ineligible to open a Card Account). There are no fees for purchases, and the first late fee is even waived (up to $41 after that). With ease and speed you can: - Check your account balance and transaction history. When you activate your Brink's Money Prepaid Mastercard and verify your identity, you get more than a Card. Don't have a card? Brinks Prepaid Mastercard vs. other starter cards, Connect with Garrett Yarbrough on LinkedIn, One Time $9 - $15 Account Fee (Varies by Product), , you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. It's at +100 if everybody recommends the provider, and at -100 when no one recommends. This compensation may impact how and where products appear on this site For consumers, the Brink's Money card can be used in stores, restaurants and online, and provides access to cash at ATMs around the world. Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. Cardholder is responsible for repayment of any negative balance. Territories, including Guam and Puerto Rico, and where prohibited by law. Once your Card arrives in the mail, activate your Card, and verify your identity1 with your name, address, date of birth and government ID number. The company you trust offers you the features and benefits. transfers between Netspend Cardholders; a $4.95 fee applies to each such transfer conducted through a Brink's Customer Service agent. Plus, when you Direct Deposit at least $500 in payroll or government benefits in a calendar month onto your Brink's Money Prepaid Card, you're eligible for the Reduced Monthly Plan. Which certificate of deposit account is best? It's well-known and trusted by consumers and retailers alike, has an enormous network, and this prepaid credit card has pretty low fees compared to others in the industry. However all credit card information is presented without warranty. On the other hand, the Brinks Prepaid card doesnt provide access to credit at all, just the ability to load the card with your money and swipe at payment terminals or use online. 1, 2020. We may also ask Take advantage of the convenient features that help take the stress out of managing your money so you can spend time on the important things, like friends, If you have a professional tax preparer, give them these 2023 Bankrate, LLC. Take cash to any of the over 130,000 Reload Locations in the Netspend Reload Network to fund your Card.3. Managing your money wherever, whenever. 4% of the U.S. Dollar amount of the purchase transaction. BR Tech Services, Inc. NMLS ID #1743443 | NMLS Consumer Access. See the program FAQs and Terms and Conditions in your Online Account Center for additional to fraud prevention restrictions at any time, with or without notice. The APYs were accurate as of institution. Our team is full of a diverse range of experts from credit card pros to data analysts and, most importantly, people who shop for credit cards just like you. restrictions may delay availability of funds with or without notice. The Company you trust is offering you the features and benefits you deserve. Card activation and identity verification required before you can use the Card Account. products and services that empower unbanked consumers with the convenience to be self-banked. As far as rates and fees go, the Brinks Prepaid Mastercard is virtually identical to the Netspend Prepaid Visa. deducted from check total prior to loading your Card Account. They will tell you how to reload the card. ; Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates . The Brink's Money Paycard Mobile App gives you the power to manage your account on the move. By signing up1 for a Brink's Money Prepaid Mastercard, you'll be able to control and manage your day-to-day money in a convenient way. Card use subject to activation and identity verification. All Rights Reserved. Certain products and services may be licensed under U.S. Patent Nos. A PURCHASE OR PAYMENT WILL NOT INCREASE YOUR CHANCES OF WINNING. Republic Bank & Trust Company and Mastercard are not affiliated in any way with this optional offer and do not endorse or sponsor this offer. If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. Enroll in Direct Deposit to get your paycheck or government benefits in your Card Account up to 2 days faster! Each purchase will cost $1.50, but the $9.95 monthly plan may save you money depending on how often youll use your card. Compare its features and fees in our detailed review. CONSUMER DISCLOSURE: NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN. Enroll in Direct Deposit to get yout paycheck or government benefits in your Card Account up to 2 days faster. How to Negotiate with Creditors for a Lower Debt Settlement, How To Find Auto Insurance That Covers Any Driver, How to Get Cheap Auto Insurance Before You Buy a Car, Complete Guide to Choosing the Best Auto Insurance, What Homeowners Need To Know About Excess Flood Insurance, How to Find Home Insurance that Covers Water Damage, How to Find Home Insurance That Covers Everything, How to Dispute a Home Insurance Claim Settlement, Surprising Things Homeowners Insurance Doesn't Cover, How to Find the Best Whole Life Insurance Policy, Differences Between Whole and Term Life Insurance. This is a third-party fee and is subject to change. Securing cash and valuables since 1859.; With Brink's Direct Deposit, you can get paid faster than a paper check. in electronic form. These additional offers are similar to card-linked reward programs, like Amex Offers or Chase Offers. Activate/Register Log In Anytime Alerts TM Enroll in Anytime Alerts to keep track of your balance, deposits, and payments via text or email. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. Just $5 a month (compared to $9.95) for purchase Enroll in Brink's Money Payback Points. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. All products, logos, and company names are trademarks or registered trademarks of their respective holders. Up to $3.95 per load. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Is Refinancing Your Student Loan Worth It? WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. Cardholder may enroll in the Monthly Plan to pay a flat fee of $9.95 per details about how and when you get rewarded. Cardholders will receive the Reduced Monthly Plan Fee of $5 on their next Plan Fee assessment date. Our editors and reporters thoroughly fact-check editorial content to ensure the information youre reading is accurate. The Brinks Prepaid Mastercard can be helpful in a financial pinch for people who are unbanked or who cant open a traditional checking account. Cash back rewards are credited to your Card Account and are not available in the form The interest rates and APYs of each tier may change. Securing cash and valuables since 1859. to see your driver's license or other identifying information. Standard text message or data rates may apply. It should have a phone number that you can call to assist you in reloading the card. Just make five (5) transactions of $5 or more on your Brink's Money Prepaid Mastercard.1, Card use subject to activation and identity verification.2. Brink's Prepaid Mastercard is issued by Republic Bank & Trust Company, which is based in Louisville, KY and was founded in 1982. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company pursuant to a license by Mastercard International Incorporated. 6 The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. You may opt-out at any time by visiting the Payback Rewards page in your Online Account Center. More from our insights library: The True Costs of Manual Cash Management Manual cash management costs businesses time and money. See the Cardholder Agreement for details. 5 The Pay-As-You-Go Plan is the default Plan Fee on the Card Account. Up to the Greater of 2.75% of the withdrawal amount or $4.00 per withdrawal. Approved purchase transactions may Set the dial to 0. Fee is determined and assessed by operator of Netspend Reload Network location, and varies depending on location. Get a free consultation from a leading tax expert, in These are promotional rates and may change Republic Bank & Trust Company, Member FDIC. Brink's Business Expense. April If Cardholder is subject to Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. After regularly featuring his credit card, credit monitoring and identity theft analysis on NextAdvisor.com, he joined the CreditCards.com and Bankrate.com teams as a staff writer to develop product reviews and comprehensive credit card guides focused on cash back, credit scores and card offers. 9 Custom Card Fee applies. IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information All other trademarks and service marks belong to their owners. It's convenient and faster than waiting for a paper check in the mail! 5 No charge for this service, but your wireless carrier may charge for messages or data. numbers. Above that, the APY drops to 0.50 percent (0.49 percent variable interest rate), which isnt a terrible rate considering the current average APY. Does Brinks charge a monthly fee? You can also deposit your paycheck or a personal check using the mobile banking app, available for both Apple and Android phones. Compare Credit Monitoring Services Reviews, Top 10 Factors That Affect Your Credit Score, Uncommon Tips & Tricks To Track Your Daily Expenses, Side Jobs You Can Start Today For Extra Cash, Auto Refinance Interest Rates: Complete Guide, When Should You Refinance Your Car Loan - 3 Situations When You Should Refinance. How to Open a Brinks fire Safe. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. Direct Deposit more than $500 in payroll or government benefits in a calendar month and you'll be eligible for the Reduced Monthly Plan, our plan with the most features. Furthermore, there are better prepaid cards that can truly help you establish financial security and provide avenues to graduate to products like the best secured credit cards. now = new Date(); Because Savings Account funds are withdrawn through the Card Account Compare real offers from multiple lenders. The Brinks prepaid card is issued by Netspend and carries a nearly identical structure to the Netspend Visa Prepaid Card down to the rewards, fees and most benefits. availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. Its hard to steer clear of these fees, especially considering the list of situational costs like a 4 percent foreign transaction fee, $5.95 90-day inactivity fee and even a $4.95 fee for a custom picture on your card. Were transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. You can use your Brink's Money Prepaid Mastercard to pay for just about anything. Certain products and services may be licensed under U.S. Patent Nos. For people without credit, the. At each step of the way, we fact-check ourselves to prioritize accuracy so we can continue to be here for your every next. person and may be one indicator to the credit type you are eligible for. What Are Different Types of Credit Cards? 6. In those cases, the Brinks Prepaid Mastercard is a solid prepaid credit card that offers a bit more flexibility than some competitors with its pay-as-you-go plan and $10 negative balance cushion. theYear = now.getYear(); We maintain a firewall between our advertisers and our editorial team. Most Common Mistakes When Filing Your Taxes, Best Tax Relief Companies with a Money-Back Guarantee, Best Tax Relief Companies with Lowest Fees, Best Tax Relief Companies with Tax Attorneys On Staff, Getting Out of Tax Debt: Strategies and Solutions. Brink's gives you the peace of mind you deserve. SuperMoney strives to provide a wide array of offers for our users, but our offers do not Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of The Brink's Prepaid is a decent starter card that offers rewards like a credit card, but carries a few fees to consider. The content created by our editorial staff is objective, factual, and not influenced by our advertisers. Please explain your vote by sharing your experience. However, you may be able to earn bonus points at a higher rate if you take advantage of additional limited-time, merchant-specific offers in your Online Account Center. Details about bill payment methods are available in the Online Account Center. of a check or other direct payment method. Considering a card program for your business? by SuperMoney users with a score of -47, equating to 2.1 on a 5 point rating scale. $9.95 per lost, stolen, or damaged Card replaced. Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. When your highest-paid employees spend time handling cash, your business loses time and money. Please contact them directly through their website (https://brinkshome.com) or their toll-free number (800-447-9239). Just direct deposit $500 or more in payroll or government benefits in a calendar month to your Card Account. Greater of 2.0% of total check amount or $5.00 per check load. I've never heard of that type of card in the US, nor am I familiar with the California Bank that may clear Brinks US debit card transaction. The redemption options can be valuable, but the point values and higher-yield reward opportunities are a bit foggy unless you already have an account. LET'S TALK. The offers that appear on this site are from companies from which Bankrate.com receives compensation. Percentage taken of total check amount. identity. Netspend is a registered agent of Republic Bank & Trust Company. Fee All rights reserved. Netspend is the federally registered U.S. service mark of Netspend Corporation. Does Refinancing Your Car Loan Hurt Your Credit Score? to fraud prevention restrictions at any time, with or without notice. - 10 PM. We may also ask to see your driver's license or other identifying information. The Brink's Prepaid Mastercard is designed for consumers who want the convenience of paying with plastic but don't want (or don't qualify) for a regular credit card. Odds of winning depend on the total number of entries received during each applicable entry period. Filter & compare all your options in one place. month instead of paying a fee for every purchase transaction under the Pay-As-You-Go Plan.
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