Dave grew up in New Jersey before entering the Air Force to operate satellites, teach space operations, and do space launch planning. Contact. Are there any additional fees or charges under the Insurent Lease Guaranty, other than the guaranty fee? | Privacy Policy YOUR APPROVAL IS 100% GUARANTEED SIGN UP NOW! Approvals are based on income and real-world financial indicators. CreditLoan.com has offered online personal loans with same-day approval since 1998. I asked ****** if the apartment was going to work with them if I pay the fee and I was told the person handling everything is very good at what they do and would not ask for a deposit if she didnt think they would get approved. We manually search for a match for you once we receive your request. We work in all 50 states.No geolocation limit. The Insurent Lease Guaranty Policy covers one year leases (including one year leases plus a partial month), two year leases, 13 month 15 month leases, 16 month leases and 18 month leases. The Insurent Program issues guarantees for non U.S. persons with no U.S. based credit history. Similar to when you apply for an apartment lease, if you file such a co-application, both of your applications will be reviewed. Get the lease or the terms of the rental in writing, and be sure it includes contact information for the landlord that includes a physical address and phone number (not just a PO Box). I TREC Information About Broker Services Its fast, easy, and most importantly secure. We process all Rental Credit applications on your behalf! Yes. The online ad was detailed and packed with gorgeous photos. This place and *********************** took money from my family after losing our home following covid. But even that may not be enough. I cant thank OneApp enough because they were truly a blessing to my family. It's critical to avoid completing any leasing applications, credit checks, or sending money without first meeting the listing agent or landlord in person at the apartment you want to rent. The renter(s) pays for the Insurent Lease Guaranty. If two or more roommates will sign a lease (i.e., act as signatories), and if one of the signatories intends to apply for an Insurent Lease Guaranty, then all signatories must apply for a lease guaranty. I received excellent service from this company. We can Help!Anchor Your Assets Lease Guaranty (888) 361-7643 No Credit Check Apartments Testimonials dating 50+ speed dating firmen Login Credit Inquiry Removal Contact Risk Free Only Pay if we Can Help You Our offer: Guaranteed Rental Approval Risk Free Only Pay if we Can Help You Bear in mind, like any other company we do not have solutions for every person that inquires. , an estimated 5.2 million renters have lost money to rental scams. Insurent is continuously expanding its base of certified buildings. 9 Online Loans With Same-Day Approval (2023) - BadCredit.org The house was for sale, and had, in fact, just closed the happy new owners were, through sheer coincidence, on the premises scouting out how to arrange their furniture. Submit copies of your 2 most recent pay stubs over the past 30 days or a letter from your new employer, and Copy of Drivers license or Passport and Visa (if Non-US). Anyone can write a Trustpilot review. This might sound paranoid, but remember that just being in the apartment isn't always a guarantee that the agent is legitimate. We use dedicated people and clever technology to safeguard our platform. I wish I heard of them before spending hundreds of $ on applications. This business preys on those asking for help. With the application of a CPN (Credit Privacy Number), your private credit information is securely protected which affords the credit you need to yield a secure financial future. Don't assume that just because you've agreed in advance on the rent, fees, and other details, that it's captured accurately in the final lease agreement. 13854 Lakeside Cir #402, Suite 402, Sterling Heights, MI 48313 United States, https://www.guaranteedapartmentapproval.com/, Top 5 Doctor Review Sites for Healthcare Providers. Applications with co-tenants must be completed by all renters for the application to be processed. This cookie is set by GDPR Cookie Consent plugin. Country Woods Apartment Homes. It will also eliminate the need for significant additional security or prepaid rent to the landlord, and will quicken the approval process and shorten the time needed to obtain the apartment. Here's what you can do. The "listing agent" Nardo had been chatting with online was a fraud who had likely scraped the information off the legitimate listing. I had great experience with them and they are a highly reliable company that can get you qualifications. 2: GET APPROVED We screen based on our own set of compassionate criteria, and we stand behind every person we approve. I asked david and he said their a situation. Each unit features central AC/Heat, stainless steel appliances, vinyl plank flooring, quartz countertops and much more. SEMI CUSTOM APPROVAL Our semi-custom approval is a method we use to get people approved that are looking for lower budget properties. Nearby ZIP codes include 92821 and 92822. Hundreds of landlords owning/managing over 8,000 buildings representing over 775,000 apartments accept the Insurent Lease Guaranty. These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc. I'm really hoping to at least speak to someone. You can tell by the grammer/spelling on their site and the grammer/spelling in the paragraph that it's definitely the same person. 1: APPLY Apply at a participating property. A CPN (Credit Profile Number) is the primary component in getting you approved for your apartment. I actually did qualify for their program as one of their disrespectful staff gave me various apartments. The Green Dot primor card is unique among bad credit secured credit cards. We specialize in connecting you with the home of your choice, regardless of past credit challenges. Verification can help ensure real people write reviews about real companies. They only take visa or Mastercard and told me themselves if you dont get what you pay for you can go dispute it even though we will gladly refund if for some reason you dont get approved. The online application takes approximately five minutes per person and the application is normally processed within 30 minutes with the Guaranty being issued within 24 hours. Well I got approved. If a listing agent wants you to write a check for $100 or more, you may be getting taken advantage of. What else to say?Nothing makes us happier! Call Now lets get you into your new Home. Insist on seeing the property in person. How you divide the fee payment for the Lease Guaranty between yourselves is at your discretion. They didnt charge any fees to review my application. Fake listings pop up disturbingly frequently both on Craigslist and on traditional rental sites, and according to Apartment List, an estimated 5.2 million renters have lost money to rental scams. We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. Our helpful staff are waiting. Alternately, there might never have been a great property to begin with just a terrible apartment with good PR. How long does it take to process the application for the Insurent Lease Guaranty? A roommate who is not a signatory does not need to submit an application to Insurent. Renters In The Atlanta And Metro Surrounding Area Can Complete Our Guaranteed Second Chance Rental Application For Free Consultation With An Agent That Represents Atlanta. We highly recommend Guaranteed Apartment Approval Who pays for the Insurent Lease Guaranty? But first, it's important to understand what a personal loan is and is not. ALL RIGHTS RESERVED i am happy also you got your keys and got settled in!, thx for using our service, Lindsey. If your credit is not so great and youre spending money on application fees and getting denied, OneApp is the way to go. In such cases, it is still possible to qualify with only the person having good credit being the signatory on the lease and the other person being solely an occupant. When used to describe personal loans, the guarantee refers to instant decisions that take place at least twice during the borrowing process once at prequalification and again at final approval. Gary Group Realty LLC Broker #9009741 You will be liable for any amounts paid on your behalf plus any legal fees incurred to collect those amounts from you. Guaranteed Rental Approval | 2NDCHANCEAPARTMENT.COM The minimum deposit is $200, and the maximum is $3,000. You should vet the listing agent before handing over any money to be sure that he or she is, at the very least, an actual agent or the landlord with the legal authority to rent the apartment. #1. Can the Insurent Lease Guaranty Program assist me if I am an international student or US student? "When they meet to view said apartment, it is no longer available, and other apartments are shown as an alternative that don't usually fit the original criteria," New York real estate agent James Wan told Business Insider. That is why our Leasing Program allow clients If she had wired any cash, it would have been gone without a trace. (Credit Privacy Number) is a private number that can help you re-establish credit. The reality is that background checks are fairly standardized and shouldn't cost more than about $50 or $75. It's easy and free to apply. Hey y'all (apologies in advanced if this isn't the right place to post) so my lease is up in less than a month and i need to find a new spot. Argonaut Insurance Company is located at 225 West Washington, 6th Floor, Chicago, IL 60606, and is a subsidiary of Argo Group International Holdings, Ltd., a publicly held multi-billion insurance company. Read these reviews We've made it simple for property managers to approve more renters. We've rounded up the most common scams and ways to avoid them. Apartment Lease Guarantors And Bad Credit Specialists. I actually save lives for living. We have seen every scenario and were here to help. Avoid wiring money to complete the transaction and likewise, avoid paying in cash. It's especially dangerous to try to rent an apartment remotely, from out of state, but if you're willing to take that risk, insist on a tour of the location via FaceTime. It is unfortunate you felt compelled to write a negative review in spite of our honest approach to business. Register your property with OneApp Guarantee. When our Corporate Application have been APPROVED, youll receive a Welcome Confirmation email to confirm your Move-In Date and duration of your Lease Agreement. Non-US persons qualify as long as they have a minimum annual income of 27.5x the monthly rent OR have a minimum of 50x the monthly rent in the bank/publicly held securities here or abroad. If you need a co-signer, apply with OneApp Guarantee. Complete all required information and provide documents, Complete the lease guarantee premium payment, Theyll let your landlord know youve secured a lease guarantee. Self employed renters are almost one-third of our business. View the Tenant Participation Agreement. And that wasn't even the worst possible outcome. Be careful people, they are preying on anyone who contacts them.Update: If your reading this and would like to see the proof of this business being a scam. I used the Nationwide Apartment Guarantor Service after many rental companies turned me down due to credit problems. There are no fees for service here ((ever)), and no way for you to send us any money (on our website or otherwise). could finally move out of my parents house with my daughter! If non-US, a minimum annual income of 27.5x the monthly rent OR cash liquid assets/publicly held securities of a minimum of 50x the monthly rent, and no US credit history required. Can I still qualify for an Insurent Lease Guaranty? Submit a copy of bank/ brokerage statement and ID. We are not one of those companies. At the most this process should take 3days. Id like to Where Renters Are Approved And Landlords Never Lose. Yes. Need No Credit Check Apartments or Lease Guarantor? We can Help! That is why our Leasing Program allow clients the FREEDOM to live where they want! When you sign a lease agreement, make sure . Couldn't believe it when I got approved. We walk you thru the process. Just because I asked if this was a scam they started saying I was throwing out wild accusations!!! When is the Insurent Lease Guaranty issued to the Landlord? I am a non-U.S. person with no U.S. credit history. Schools listed above are based on distance from the selected location and are just a sampling of the schools in . Reach out anytime. And while a lease isn't essential some landlords and renters are comfortable with a month-to-month agreement without one, you have no protection from being thrown out two months after carrying the last box through the door. Our agents are available from 10 to 7 CST. Our helpful staff are waiting. New landlords and their respective buildings are being added on an ongoing basis. I thank God that He led me to this company and that they were willing to work with me when I needed them. Guaranteed Apartment Approval is the only name you need to know to get approved with the best Apartment or Single Family home with our Nationwide Service. That's good advice at every step of the process, from when you evaluate the online listing to when you sign for the keys. Great experience. Case in point: Scammers might hand you keys that don't even work. This is where Insurent steps in to make getting approval a whole lot easier. THIS IS THE LAW, called Fair Housing.For a business thats allegedly a SCAM, she sure keeps coming back and filling out more forms on our website! The Insurent Lease Guaranty does not require you to pay any additional fees. The REAL DEAL - they helped me with a BK filing and an eviction. Get more reviews from your customers with Birdeye. At that point I wasted 4 months and $1400. Here are seven of the worst apartment scams, and some tips to make sure you're not on the wrong end of one during your apartment hunt. LET OUR COURTEOUS STAFF GO OVER THE PROGRAM, AND ANSWER ANY QUESTIONS YOU MAY HAVE. View the Financial Guide to Renting Our Lease Guaranty is fully secured by the financial strength of Argonaut Insurance Company, an A- rated (Excellent) insurance company by A.M. Best, giving landlords and property owners peace of mind, and getting you approved faster. Total income including guaranteed bonuses are included in annual income. Click Here to fill out an Online Pre-Qualification form. We spoke to experts and found out some of the worst apartment-hunting, Nardo's story is not uncommon. They are very clear about this on their website the helped me and my son out of an abusive situation and able to rent a gorgeous apartment. | DCMA | I'm so glad I did! Guaranteed Apartment Approval helped us find the perfect apartment to begin our family. The risk of identity theft is significant, and can happen in much the same way as the wired money scam. Insurent's hours of operation are Monday-Friday from 9:30 a.m. to 6:00 p.m. (EST), and Saturday and Sunday from 12noon to 5:00 p.m. (EST) excluding holidays. Can I still qualify for an Insurent Lease Guaranty? Thankfully, the same precautions can help navigate you through most common apartment scams safely. Opt-In Form- Get Free Email Updates! I had lost my job two years ago and had an eviction on my record. NO CREDIT CHECK Preserve your credit with no credit check qualification. Helping people get approved in all 50 states. They have ONE number that always goes to voicemail, but they always text. Apartment Lease Guarantors And Bad Credit Specialists. Browse 99 Apartments in Brea, CA. Your rights and obligations remain exactly the same, including your obligation to pay rent as required by your lease. Need help Getting Approved. We are not a "pay to play" service. Guranteed Apartment Approvals, Houston, Texas. shouldnt prevent you from living in a House or Apartment you love. We are the #1 Apartment Approval Company in the nation. "By the time you discover the keys don't work, they're long gone.". After filling my BK13, these were the only people willing to work with me. I contacted these apartments myself easily and was able to get all my questions answered, some worked remotely so a simple email got the answers ****** and Ms. ***** told me they couldnt get. We walk you thru the process. Get credit for your on-time rent payments! You may apply for its personal loans, which range from $250 to $5,000, even if your credit score is below 630. More Approvals We may decide to put the occupant as a signatory on the Insurent Tenant Participation Agreement wherein both of you will be joint and severally liable. Can the Insurent Program help me if I have terrible credit? Submit copy of last years tax return or accountants letter and a copy of your drivers license or passport. It's no surprise that it happens in real estate as well. This building is located in Brea in Orange County zip code 92821. Our approvals are income-driven. Award winning company since 2018. I was able to secure an apartment Downtown Charlotte within walking distance from where I work, restaurants, and shopping! Their friendly I tried anchoryourassets to secure a lease after my bankruptcy. Home Page [oneappguarantee.com] We also use third-party cookies that help us analyze and understand how you use this website. If they were truly interested in helping people, they should have a less shady system of helping people in bad situations. If you claim we have charged you anything, you have the wrong company. We've already gotten denied once and i'm . I highly recommend them if you need to be approved for an apartment and your credit is "not so good." We'll contact your three apartments or single family rental choices listed on your Application for approval. YES, i was approved! What is my maximum liability under the Insurent Lease Guaranty, in the event that I breach any of my lease obligations? Find out how we combat fake reviews. Can I pay the Insurent Lease Guaranty fee in installments like car insurance and life insurance, and when do I pay the Insurent Guaranty fee? Unfortunately not. The property may require other fees and deposits. We'll strengthen your rental application as your co-signer for the term of the lease, so property managers can say yes to you. Thats what they do. In addition, the card reports to all three credit bureaus. YOUR APPROVAL IS 100% GUARANTEED. previous eviction, bankruptcies, The Insurent Lease Guarantor Service fulfills the need for a guarantor/co-signer when a landlord requires that a tenant have a guarantor or requires significant additional security or prepaid rent by the tenant in order to obtain an apartment. It's especially critical to never submit a lease application or credit check for a property you've only seen online and to a listing agent whom you've only talked to remotely. "But apartment hunters can see this as well.". Guaranteed Apartment Approval | Complaints | Better Business Bureau This company wasted my time and money. Thank you Alanda and Robert you truly are Angels Im Disguise. Vet the listing agent, either by using an intermediary service or by sleuthing the web site and making some phone calls. 4: MOVE IN I meet the income requirements and I'm trying to get in contact with them as well how do you get somebody on the phone to speak with you so you can apply. While personal loans are its core offering, the company also provides auto loans and student loans. Guaranteed Approval. My student loan debt and medical bills were keeping me from being approved but they saw thru that. If you want proof let me know.P.S. Every building and landlord will have a slightly . Like I said people stay away from this company. Argonaut Insurance Company is rated A- (Excellent) by A.M. Best, and is located at 225 West Washington, 6th Floor, Chicago, IL 60606. Our Home Approval Program makes it easy. Second, if you have any trouble contacting them, I found text is best. If an international student, a Responsible Party (normally a father or mother overseas) who has a minimum annual income of 50x the monthly rent in their home country OR cash liquid assets/publicly held securities of a minimum of 80x the monthly rent in their home country or elsewhere. Now we have rebuilt our credit we have transferred our rental into our name painlessly and will be buying shortly! You also have the option to opt-out of these cookies. One particular apartment was in processing with them and requested a admin fee of $620 which I paid promptly to avoid anymore delays. With a business in operation for alomst 12 years, a day will finally come when youre are forced to have a confrontation with an "Internet Troll".We will not allow Annalise Foxx (the very contextual description of an Internet Troll) such a wildly unstable woman to through around accusations ***simply because we refused service***We will not be bullied, harassed or deal with verbal abuse from a potential customer that thinks the rules dont apply to them and their feelings of being more important are overrun with threats and abuse where they feel they can speak to anyone as they wish or send threats to write bad reviews if we dont call back to agree to tolerate such horrendous and childish behavior.The screenshots say it all. The Insurent Lease Guaranty is presently available for market-rate and rent-stabilized apartments only, and it cannot be utilized for rent-controlled apartments. ". Free Application And Same-Day Approvals. Case in point: Scammers might hand you keys that don't even work. TWO-BEDROOMS townhouse style with 1 1/2 BATH unit is available at STONEWOOD Apartments, in BREA, CA for immediate move in!